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Joined 1 month ago
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Cake day: August 15th, 2026

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  • only people that want to buy something and don’t have enough money right now use credit cards.

    Not necessarily true. Real credit cards have benefits like cash back & airplane miles etc. Tons of financially-savvy wealthy people use their credit cards for every purchase then pay it off before the end of the billing cycle so they don’t accrue any interest but they still get all the benefits & cash back etc.


  • Klarna is for people who want to buy something but don’t have enough money right now. It’s helpful to them because it’s interest-free so they can pay off little items over the course of several months without acquiring interest.

    But if you have enough money to buy something & pay in full, just do that. No need to drag it out for months if you’ve got plenty of money in the bank.









  • OCCUPIED!

    But what’s weird is that 99% of the time I have no idea what to say in any given situation, but this public restroom scenario just came naturally to me one day and still comes naturally to me every time. That’s weird isn’t it? Like I’m only comfortable & functional in the most uncomfortable situations 🤦🏼‍♀️






  • What I’m describing is not exclusive to the USA. It’s just how fuel purchases are made when paying at the pump isn’t an option, so you have to go in & do the transaction with a human behind a Point-of-Sale machine. The person at the cash register doesn’t know how many gallons or liters you need. So you have to tell them. But they want to know the corresponding cash amount, not the volume of liquid. So you have to do the math yourself in order to tell them the dollar amount to charge to your card. 🤷🏼‍♀️ I don’t know how to make this any clearer.