Mullvad is €5 a month for total of €60 for a year.

Save up then torrent. If you live in the US you risk way more in fines than what €60 for a year of VPN would cost.

Save your lunch money for however long it takes to be able to buy a year of VPN like Mullvad in your country.

You aren’t paying for your internet so you’d be an asshole to put the account holder under scrutiny for torrenting without protection. Especially when they are also covering your rent, elecricity, gas, food, clothing, etc. Don’t be a selfish asshole.

If you can’t get VPN don’t be entitled and go off torrenting because other people say it is fine. You aren’t paying for internet so you don’t get the privilege to decide if it is fine or not.