App subscriptions aren’t labeled when they hit your bank account, and if you’re not aware that you can find all your subs in a single location (App Store>Your user icon>subscriptions), you might post a silly meme about it.

With that said, thanks to OP, I found out I have $10 a month still going to PTCG Pocket even though I stopped playing that earlier this year.

Every 401k I and my wife have had let us set which index, but would rebalance itself every year because they believe they know better. It’s really annoying, but if you’re familiar with the markets, I would say it’s very necessary. Especially since the default funds will often have fees associated to them.

Perfect is the enemy of progress and all that. “BlueMAGA” as you put it has members within that clearly support your views, whereas actual MAGA does not.