Sadly, I looked into this years ago because I was wondering whats stopping me from just paying all my taxes at the end of the year and I found that if you let it drop to far from the amount you owe then you can be penalized…
https://www.irs.gov/payments/underpayment-of-estimated-tax-by-individuals-penalty
This dude is only 40? That’s a rough 40! Im older than him, and my stress is huge, yet I look 20 years younger than him.
Im not completely helpless! Haha. I’ll admit he was never a good teacher in the sense that he would get frustrated easily and would just do it most of the time, but that’s not to say I didn’t learn a fair share of how to do things from him. I just find it wild that he can literally do pretty much anything and is not phased by anything. Growing up I learned to do oil changes, brake replacements, change car headlights or tires for cars, and we had the chance to redo a small house once and it took a year but I learned about flooring, insulation, and drywall. I wasn’t there for electric or plumbing, but that doesn’t mean I can’t do the normal stuff like change an outlet, replace a fan or light fixture, or fix the pipes under sinks. I do not know the more involved stuff, though, like running a new electric cable and connecting it to my electric panel, nor do I want to! It’s just not my thing, and that stuff makes me nervous.
Im like half of this. I’ll never compete with my father, though, lol. He just seems to know how to fix and do everything. The only thing I can do for him is computers, and I feel bad because it’s nowhere near what he can do and has done for me. Like how im basically broke and in debt and needed a car bad since my last one was 18 years old and he didnt want to keep fixing it or want to fix it because something bad was probably gonna happen soon. So he loans me the money and we buy my cousins car they were going to trade in… within the first month, the entire engine is shot. Dealership wants 9k, so he’s like, nah. Tow to his house, and he buys a new engine online for 3k and puts it in himself. Took him some time, but he just finished a few weeks ago and has been driving it for 500 miles to make sure it’s OK. I’m about to get it back this weekend.
My entire basement flooded a month ago from leaky water heater and then find out after everything was demolished and removed that there were also 5 different leaks in water pipes as well. He just came by and replaced all the plumbing with new pipes while it was exposed in 1 day.
The list goes on, but you get the point. I seriously have no clue what I would do without him, and I know he is getting older now so its kind of scary to think about. I got about 1 more year of debt, and I should be ok after that, thankfully. I’ll never forget everything he has done to help. It sucks that a lot of people never get to have something like that.
I used to use my friends and we would each buy games for a while. Then it just got annoying and decided to cut my losses and make my own. This concept was so new at the time it just seemed to make more sense sharing with someone.