30 vs 50 year mortgage at 6.25% interest rate on a $450,000 home:

30 year: $2771 per month and pay $547,000 in interest over loan duration ($997,000 total)

50 year: $2452 per month and pay $1,020,000 in interest over loan duration ($1.47 million total)

So for the extra cost of $319 a month ($114,000 over 30 years), you can save $473,000 by going with the 30 year loan, and be done 20 years sooner.

Sourced initial figures from this cnn article: https://www.cnn.com/2025/11/11/business/fifty-year-mortgage

California can’t secede without some kind of violent escalation, or a constitutional amendment to allow secession which won’t happen. The high GDP is dependent on trade with the rest of the US, it’s not isolated and sustainable on its own. California imports more of it’s power than any other state, over 20% now (though this is going down).

California is the key to US western ports and access to the Pacific. The federal government and US military will absolutely never allow that to go away, which means secession is not possible without all out war. California loses a war with the rest of the US no question. California isn’t exactly unified, and has more registered conservatives than the entire population of Kentucky. They have a strong liberal majority just about everywhere, but no shortage of conservative who aren’t going to quietly allow a secession.

They doesn’t exactly have a bright future when it comes to climate change and access to clean water, and they’ll need support from the rest of the US as droughts, wildfires and unsustainable depletion of groundwater continues. You want to be on the team that has control of the great lakes region as climate change worsens.

I don’t think you meant it that seriously, but it’s fun to think through these things for me.

Let’s all be friends and not spread civil war rhetoric (:

I still don’t get people raving about a $1.50 hotdog at a grocery store chain that requires a subscription to get in. Their business model is making you think you’re saving money, not actually saving you money.

Yeah you need to talk to people in the real world, it will do you some good and allow you to re-calibrate your perspective to one more based in reality.

Nobody wants death, as hard as that may be for you to believe. Your conclusion is the one you arrive at when being chronically online and only seeing the worst of the worst (whether true or not or exaggerated partial truths) designed to enrage you to engage and drive algorithms.

Real people are not the political figures you see online, and the stances and beliefs of political figures cannot be automatically applied to every person who voted for them, as much as you might like that. No person is their government or their country.

You have the mindset of somebody looking for a reason why it’s okay to kill 39% of the US population, which ironically gives you something in common with Nazi ideology.

If we keep calling them Nazi’s and they keep calling us radical whatever’s, we just end up killing each other. I think we should not do that.

You need to realize that the things you see and experience are not seen and experienced by other people and vice versa. We’re all operating off of the information we have and our personal experiences. If you had the information and experiences a typical MAGA conservative had, guess what, you’d be a MAGA conservative. Don’t let algorithms and political polarization make you lose your grip on humanity and treat your neighbors like scum.

This shit is why we’re so divided.

‘Changing the mind of 170 million people shouldn’t be too hard’

Ok bro I’m on it.

I asked them and they said ‘no’. What’s plan B?

You can ask pointed ideological questions to come to whatever conclusions you want in a survey. 1/3 of the US is not Nazis, you obviously either don’t live here or don’t go outside. Nearly every poll does not show this lol.